Business finance for UK SMEs
Business finance built around your growth.
Access flexible working capital and revenue-based finance through Tilva Capital’s network of funding partners.
- Simple online enquiry
- Funding options matched to your business
- Clear, straightforward support
Your funding enquiry
In progress- Business details
- Funding requirement
- Matching with funding partners
- Review your options
Funding for the moments that move your business forward.
Business funding is rarely about the money itself. It’s about what it lets you do next.
Improve cash flow
Smooth out the gap between paying suppliers and getting paid by customers.
Purchase stock
Buy ahead of a busy season or take advantage of bulk supplier pricing.
Buy equipment
Upgrade machinery, tools, vehicles or technology your business relies on.
Fund expansion
Open a new site, hire ahead of demand or move into new markets.
Marketing & growth
Back campaigns, launches and customer acquisition with working capital.
Business opportunities
Be ready to act when a new contract, acquisition or opportunity appears.
Business finance without the usual friction.
Three steps. One enquiry. A clear view of what may be available to your business.
- 1
Tell us about your business
Share a few details about your company, funding requirement and recent trading.
- 2
We match your requirements
We review your circumstances and identify suitable options from relevant funding partners.
- 3
Review your options
If suitable funding is available, you can review the proposed terms before deciding whether to proceed.
Built to make business funding feel simpler.
Finding the right finance shouldn’t take over your week. Tilva Capital brings structure, clarity and a human point of contact to the process.
Fast, straightforward process
A clear enquiry process designed around busy business owners.
Multiple funding routes
We can explore options across a network of third-party funding providers.
Flexible solutions
Funding structures can vary depending on your business, turnover and requirements.
Human support
Get help understanding your options rather than navigating everything alone.
Explore business finance options.
Different businesses need different structures. We look at your requirement first, then explore which routes may suit.
Working Capital
For managing day-to-day cash flow, stock, suppliers and growth opportunities.
- Cash flow gaps
- Stock and suppliers
- Short-term opportunities
Available through selected funding partners.
Revenue-Based Finance
Funding with repayments that can be linked to business revenue, subject to provider terms.
- Card-taking businesses
- Seasonal trading
- Online sellers
Available through selected funding partners.
Business Loans
Potential fixed-term borrowing options through suitable funding partners.
- Planned investment
- Fixed repayment schedules
- Larger projects
Available through selected funding partners.
Asset & Equipment Finance
Finance options for equipment, machinery, vehicles or other business assets where available.
- Machinery and tools
- Commercial vehicles
- Technology
Available through selected funding partners.
Is Tilva suitable for your business?
If these describe your business, an enquiry is a sensible next step.
Eligibility varies by funding provider and product. Completing an enquiry does not guarantee funding.
Check your funding options- UK-based business
- Trading business
- Seeking funding for legitimate business purposes
- Funding requirement supported by business performance
- Subject to individual funder eligibility and underwriting
Capital should help you move — not slow you down.
Every business has a rhythm. Revenue rarely arrives in step with the costs of growing, and the moments that matter most often need cash before they produce it. The right finance can give you room to act on your own timing.
Conceptual illustration, not real data.
Cash flow
Invoices land on different terms to the bills. Working capital can bridge the weeks in between.
Seasonality
Busy months need preparing for before the revenue arrives. Quieter months still have costs.
Stock
Buying well often means buying early, or buying more than this month’s cash allows.
Unexpected costs
A repair, a late payer or a supplier price rise shouldn’t stall everything else.
New contracts
Winning bigger work can mean taking on staff, materials and costs before the first payment.
Expansion
A new site, a new market or a new team are decisions best made on your timing.
A modern approach to business finance.
Tilva Capital was created to make accessing business finance clearer and less time-consuming for UK SMEs. Rather than forcing every business into one product, we focus on understanding what the business needs and connecting eligible applicants with suitable third-party funding providers.
More about Tilva CapitalUK-focused
Built for businesses trading in the United Kingdom.
SME-focused
Designed around the realities of smaller and growing companies.
Straightforward
Plain language, clear next steps and no unnecessary jargon.
Relationship-led
A real person to talk your options through with you.
Technology-enabled
A simple digital enquiry that respects your time.
Questions, answered plainly.
The essentials on how Tilva Capital works. Can’t find what you need? Get in touch.
See all FAQsWhat is Tilva Capital?
Tilva Capital is a UK business finance brokerage and funding introducer that helps businesses explore funding options from third-party providers.
Does Tilva Capital lend the money itself?
No. Tilva Capital may introduce applicants to third-party funding providers. Funding is subject to the individual provider’s eligibility criteria, underwriting and terms.
What types of business finance can Tilva help with?
Working capital, revenue-based finance, business loans and other suitable commercial funding options may be available depending on the applicant.
How much can I apply for?
Funding amounts depend on your business, turnover, trading history, affordability and the criteria of the relevant funding provider. Tell us what you need in your enquiry and we will explore what may be suitable.
How quickly can funding be arranged?
Timelines vary by provider, the complexity of your requirement and the documentation needed. Some funding partners may be able to make decisions quickly, but we cannot guarantee a specific timeframe.
Will applying affect my credit score?
Credit searches and checks vary between funding providers. Where relevant, we will explain what checks may be carried out.
Do I have to accept an offer?
No. You should review the terms carefully before deciding whether a funding option is right for your business.
What information will I need?
Common requirements can include:
- Business details
- Director information
- Recent bank statements
- Turnover information
- Details of the funding requirement
Ready to explore your funding options?
Tell us what your business needs and Tilva Capital can help you explore suitable finance options.
Completing an enquiry does not guarantee funding. Finance is subject to status and the terms of the relevant funding provider.